:root{--navy-900:#081428;--navy-800:#0A1A33;--navy-700:#10254A;--navy-600:#17335F;--navy-500:#26456F;--orange-700:#E24A00;--orange-600:#FF5A00;--orange-500:#FF7A00;--orange-400:#FF9B10;--orange-300:#FFB733;--grad-brand:linear-gradient(135deg,#FFB01F 0%,#FF7A00 45%,#FF4D00 100%);--grad-brand-soft:linear-gradient(135deg,#FFB01F 0%,#FF6A00 100%);--ink:#0F1B2E;--ink-2:#243B5C;--text:#1B2A44;--muted:#5F7292;--muted-2:#8394AE;--line:#E4EAF3;--surface:#F4F7FC;--surface-2:#EDF2F9;--white:#FFFFFF;--green:#12B76A;--maxw:1200px;--maxw-narrow:820px;--radius-sm:10px;--radius:16px;--radius-lg:24px;--radius-xl:32px;--shadow-sm:0 2px 8px rgba(15,27,46,.06);--shadow:0 12px 32px -12px rgba(15,27,46,.18);--shadow-lg:0 32px 64px -24px rgba(15,27,46,.3);--shadow-orange:0 16px 40px -12px rgba(255,106,0,.55);--header-h:72px;--ease:cubic-bezier(.16,1,.3,1)}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 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.ico{color:var(--orange-400)}.hero-visual{position:relative;display:flex;justify-content:center;padding-block:10px}.phone{position:relative;width:min(300px,84vw);aspect-ratio:9/18.6;border-radius:42px;padding:11px;background:linear-gradient(160deg,#26364f,#101b2e);box-shadow:0 40px 80px -30px #000000b3,0 0 0 1px #ffffff17,inset 0 0 0 1px #ffffff0d;animation:phoneFloat 7s ease-in-out infinite}@keyframes phoneFloat{0%,to{transform:translateY(0)}50%{transform:translateY(-12px)}}.phone-notch{position:absolute;top:11px;left:50%;transform:translate(-50%);width:38%;height:22px;background:#101b2e;border-radius:0 0 14px 14px;z-index:3}.phone-screen{position:relative;height:100%;border-radius:32px;overflow:hidden;background:linear-gradient(180deg,#fff,#f3f7fc);padding:30px 16px 14px;display:flex;flex-direction:column;gap:12px}.phone-screen>*{transition:opacity .35s var(--ease)}.phone-screen.is-swapping>*{opacity:0}.phone-screen.is-swapping 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infinite}.float-card--a{left:max(-2%,-24px);top:16%;animation-delay:-2s}.float-card--b{right:max(-2%,-16px);bottom:14%;animation-delay:-4.5s}.float-card strong{display:block;font-size:.92rem;color:var(--ink);line-height:1.2}.float-card span{font-size:.7rem;color:var(--muted)}.fc-ico{width:32px;height:32px;border-radius:9px;display:grid;place-items:center;flex:none}.fc-ico svg{width:17px;height:17px}.fc-ico--orange{background:#fff0e0;color:var(--orange-600)}.fc-ico--green{background:#e4f8ee;color:var(--green)}.marquee{border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08);background:#ffffff05;padding:16px 0;overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}.marquee-track{display:flex;gap:14px;width:max-content;animation:scroll 42s linear infinite}.marquee-track span{padding:7px 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p{font-size:.94rem;color:var(--muted)}.steps{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));counter-reset:s}.step{position:relative;padding:28px 22px;border-radius:var(--radius-lg);background:#ffffff0b;border:1px solid rgba(255,255,255,.09);transition:transform .3s var(--ease),background .3s,border-color .3s}.step:hover{transform:translateY(-6px);background:#ffffff14;border-color:#ff9a1066}.step-ico{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;margin-bottom:18px;background:linear-gradient(150deg,#ffb01f33,#ff5a0024);border:1px solid rgba(255,154,16,.28);color:var(--orange-400)}.step-ico svg{width:23px;height:23px}.step-n{position:absolute;top:22px;right:22px;font-size:2.6rem;font-weight:800;line-height:1;color:#ffffff12;letter-spacing:-.04em}.step h3{font-size:1.04rem;margin-bottom:8px}.step p{font-size:.9rem;color:#93a8c7}.step p strong{color:#fff}.money{display:grid;gap:clamp(36px,5vw,60px);align-items:center}.money h2{font-size:clamp(1.7rem,1.15rem + 2.4vw,2.7rem);margin:14px 0 18px}.money p{color:var(--muted);font-size:1.03rem}.money p+p{margin-top:14px}.money p strong{color:var(--ink)}.providers{margin-top:30px;padding-top:26px;border-top:1px solid var(--line)}.providers-label{display:block;font-size:.76rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2);margin-bottom:14px}.providers-row{display:flex;flex-wrap:wrap;gap:10px}.prov{padding:9px 18px;border-radius:999px;background:var(--surface);border:1px solid var(--line);font-weight:700;font-size:.9rem;color:var(--text);transition:all .25s var(--ease)}.prov:hover{border-color:var(--orange-400);color:var(--orange-700);transform:translateY(-2px)}.flow{position:relative;display:grid;gap:0;padding:30px 24px 26px;border-radius:var(--radius-xl);background:var(--surface);border:1px solid var(--line)}.flow-node{display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px;padding:20px 16px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-sm)}.flow-node strong{font-size:.98rem;color:var(--ink)}.flow-node span{font-size:.8rem;color:var(--muted)}.flow-node--accent{border-color:transparent;background:var(--grad-brand);box-shadow:var(--shadow-orange)}.flow-node--accent strong{color:#fff}.flow-node--accent span{color:#ffffffe0}.flow-node--accent .flow-ico{background:#fff3;color:#fff}.flow-ico{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:#fff2e5;color:var(--orange-600);margin-bottom:4px}.flow-ico svg{width:21px;height:21px}.flow-arrow{display:grid;place-items:center;height:34px}.flow-arrow span{width:2px;height:100%;border-radius:2px;background:linear-gradient(180deg,var(--orange-400),var(--orange-600));position:relative}.flow-arrow span:after{content:"";position:absolute;bottom:-1px;left:50%;transform:translate(-50%);border:5px solid 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